ISLAMIC AND CONVENTIONAL BANKS’ GOVERNANCE IN THE GCC REGION: A COMPARATIVE ANALYSIS OF RISKBASED FINANCIAL PERFORMANCE
dc.Affiliation | October University for modern sciences and Arts MSA | |
dc.contributor.author | Shahenda Zulfiqar | |
dc.contributor.author | Ahmad Alqatan | |
dc.contributor.author | Ahmad Alsaber | |
dc.contributor.author | Mariam Al-Sabah | |
dc.contributor.author | Turki Alshammari | |
dc.contributor.author | Sherif El-Halaby | |
dc.date.accessioned | 2025-06-09T18:57:01Z | |
dc.date.available | 2025-06-09T18:57:01Z | |
dc.date.issued | 2025-05-20 | |
dc.description | SJR 2024 0.195 Q4 H-Index 12 | |
dc.description.abstract | This study measures the risk-taking behaviour of banks in the Gulf Cooperation Council (GCC). Then, it investigates how this risktaking leads to enhanced financial performance for Islamic banks compared to conventional banks. Our sample includes all locally incorporated 63 chartered banks, including 22 Islamic banks and 41 conventional banks in the six GCC countries for 13 years between 2003 and 2015. We adopt regression analysis, whereas the mean difference test is used to evaluate the variance of performance. The analysis shows that banks’ internal growth significantly determines risk-taking and financial performance. GCC’s Islamic banks are riskier than their conventional counterparts. Two measures of risk have rarely been observed as statistically significant factors for determining the profitability of conventional banks. Ultimately, the category of the bank in the GCC region significantly impacts financial performance as a whole, and therefore, bank policy must be considered. The results provided valuable perceptions to Islamic and conventional banks across the GCC, allowing them to improve their financial performance by considering risk-taking behaviour. It likewise provides information that supports investors, regulators and executive managers in GCC countries. The study’s originality lies in its contribution to GCC nations by presenting a comparative view of the two clusters of banks. | |
dc.description.uri | https://www.scimagojr.com/journalsearch.php?q=21101018550&tip=sid&clean=0 | |
dc.identifier.citation | Zulfiqar, S., Alqatan, A., Alsaber, A., Al-Sabah, M., Alshammari, T., & El-Halaby, S. (2025). Islamic and conventional banks’ governance in the GCC region: A comparative analysis of risk-based financial performance. Journal of Governance and Regulation, 14(2, special issue), 254–264. https://doi.org/10.22495/jgrv14i2siart4 | |
dc.identifier.doi | https://doi.org/10.22495/jgrv14i2siart4 | |
dc.identifier.other | https://doi.org/10.22495/jgrv14i2siart4 | |
dc.identifier.uri | https://repository.msa.edu.eg/handle/123456789/6435 | |
dc.language.iso | en_US | |
dc.publisher | Virtus Interpress | |
dc.relation.ispartofseries | Journal of Governance and Regulation ; Volume 14, Issue 2, Pages 254 - 264 , 2025 | |
dc.subject | Bank Risk-Taking | |
dc.subject | Conventional Bank | |
dc.subject | GCC Region | |
dc.subject | Islamic Banks | |
dc.subject | Return on Assets | |
dc.subject | Return on Equity | |
dc.title | ISLAMIC AND CONVENTIONAL BANKS’ GOVERNANCE IN THE GCC REGION: A COMPARATIVE ANALYSIS OF RISKBASED FINANCIAL PERFORMANCE | |
dc.type | Article |