The Impact of Revenue Diversification on Commercial Bank’s Profitability & Stability
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Date
2021
Authors
Journal Title
Journal ISSN
Volume Title
Type
Other
Publisher
MSA UNIVERSITY
Series Info
Management Graduation Project;2021;
Doi
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Abstract
This study examines the impact of banks revenue diversification on the bank’s profitability and stability in an emerging economy like Egypt using a sample of 13 banks that are listed in the Egyptian Stock Exchange for 12 years from (2008) to (2020) and the data is collected from the financial statements of the banks. The interest income and non-interest income are two income streams for the bank income source diversification. Non-interest income to total income ratio is used as a measurement of banks revenue diversification, also bank performance is measured through return on assets (ROA). The relationship of interest income and non-interest income is studied using multiple regressions over the period of study. Findings indicated that revenue diversification has a negative insignificant impact on the profitability of banks. However, revenue diversification has a negative significant impact on the stability of banks
Description
Faculty Of Management Graduation Project 2020 - 2021
Keywords
Faculty Of Management Graduation Project 2020 - 2021, modern science and arts university, October University for Modern Sciences and Arts, MSA University, Revenue diversification, Profitability,, Stability,, Banks.
Citation
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