Browsing by Author "Sherif, Mohamed"
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Item A Comparative Study of the Financial Performance of the three Banking Modes in Egypt: Islamic, Conventional and Mixed Banks(MSA Accounting Graduation Projects - MSA Library, 2022) El-sayed, Bassel; Khairy, Abdelrahman; Sherif, Mohamed; Omar, AbdelrahmanThe main goal of this research is to compare of the financial performance between three types of banks and they are Islamic, conventional and mixed banks by examining the effect of independent variables liquidity, capital adequacy, asset quality, operation efficiency and bank size on banks performance. The study sample consisted of 9 banks that are listed in the Central bank of Egypt (CBE) during the period 2017-2021. The results show that the Islamic bank has the best performance between the three modes. Which makes the performance of Islamic banks better is different variables. But the measures couldn’t find a supportive results for the reasons behind superlative performance of Islamic banks is above the other two modes of banksItem The Effect of Capital Adequacy and Non-Performing Loans on Liquidity: Toward Basel III = تأثير كفايه رأس المال والقروض المتعثرة على السيوله الماليه بالبنوك: الإتجاه نحو اتفاقيه بازل الثالثه(October University for Modern Sciences and Arts, 2020) Mamon, Sherouk; Victor, Merna; Sherif, Mohamed; Yasser, YoussefThe purpose of the research is to investigate the impact of Capital Adequacy (CAR) and Non-Performing Loans (NPLS) on Egyptian banks Liquidity, in addition to the abduction of some controlling variables as ROA, leverage ratio, and banks size. The study employs a sample size of 25 Egyptian banks, consisting of 13 listed and 12 non-listed banks, which is taken from 5 years (2014-2018). Test of hypotheses, descriptive analysis, Pearson correlation, and regression analysis have been conducted using SPSS software. The research provides empirical evidence that there is a negative significant association between Capital Adequacy (CA) and Non-performing loans (NPLs) that explain how the higher level of banks CA requirements by Basel III might lead to control/eliminating the high level of banks NPLS , however the results indicate that there is an insignificant association between Non-performing loans (NPLs) and Capital Adequacy (CA) as the level of CA not affected by how the Egyptian banks are facing more or less NPL. Finally, the research show that there is a positive insignificant relation between banks Non-performing loans (NPLs) and bank liquidity and significant positive relation between CA and bank liquidity. يهدف هذا البحث الى اختبار تأثير كفايه رأس المال و القروض المتعثرة على السيوله الماليه بالبنوك المصريه، مع استخدام المتغيرات الضابطه كالعائد على الاصول، نسبه الرافعه الماليه، و حجم البنك. تتكون العينه من 25 بنك (13 بنك مدرج بالبورصه المصريه و 12 غيرمدرج بالبورصه المصريه) خلال 5 سنوات (2014-2018). لاختبار فروض الدراسه تم استخدام التحليل الوصفى، معامل الارتباط بيرسون، و تحليل الانحدارباستخدام برنامج SPSS للتحليل الاحصائى. تشير النتائج الى وجود علاقه عكسيه ذات دلاله احصائيه بين نسبه كفايه رأس المال و نسبه القروض المتعثرة و الذى يشير الى ان زياده كفايه راس المال بالبنوك، طبقا لاتفاقيه بازل الثالثه، يؤدى الى خفض نسبه القروض المتعثرة ، و لكن توضح النتائج أن نسبه القروض المتعثرة لدى البنوك لا تؤثر على نسبه كفايه رأس المال. كما تبين من النتائج انه يوجد علاقه طرديه غير داله احصائيا بين نسبه القروض المتعثرة و السيوله الماليه لدى البنوك و لكن يوجد علاقه طرديه ذات دلاله احصائيه بين نسبه كفايه رأس المال و السيوله الماليه لدى البنوك.