Browsing by Author "Nagy, Merna"

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Favoring technocentrism over ecocentrism evidence from Finland and Bhutan
(ideas, 2019) Salman, Doaa M.; Nagy, Merna
Ecocentrism places the ecosystem at the center and stress that we need to limit our natural resource exploitation, so that we can conserve the environment and prevent its destruction. Technocentrism, on the other hand, focuses on technology and science as a way to repair any damage done to the environment rather than changing ethical perspectives on environmental issues. This paper seeks to explore the two ideologies by comparing between Finland and Bhutan; two countries that seem to resemble the two approaches. Finland is considered one of the highly technologically advanced countries, in addition to its reputation for environmental protection. Bhutan is a Himalayan Kingdom that is known for its strong environment conservation and their intriguing approach to sustainable development. The paper compares between the two countries sustainable development approach, environment, and health. It was concluded that, in terms of the environment; Bhutan is doing much better than Finland. Finland’s carbon emissions reduction was mainly because they produce goods in other countries which increase the other countries emissions not Finland.
Using Big Data to Discriminate Charged Price in the Car Insurance Industry: Evidence from United States
(bio byword, 2019-12) Salman, Doaa; Nagy, Merna
The purpose of this paper is to examine the gender-based discrimination in car insurance rates and whether the reasons provided by the car insurance companies for the different rates are valid or not. The paper studies the average annual premiums paid by men and women across different age groups from 16 years old to over 56 years old along with the percentage differences. Additionally, the concept of big data and how it is utilized by businesses to apply personalize price discrimination is investigated. The research design is conclusive and secondary data is used in both qualitative and quantitative forms. Qualitative data is collected from articles for the literature review and as for the quantitative data it is in the form of reports and surveys. The data shows that at lower age groups women pay less than men for car insurance but as the age increase men start paying less. The paper reaches a conclusion that gender is not necessarily a crucial risk- factor as the regular factors such as driving record can provided accurate risk determinants.